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What is the NHS Pension Scheme?

The NHS Pension Scheme is a defined benefit pension scheme available to NHS employees in the UK. It provides retirement income based on your salary and length of service, rather than investment performance.

Members may belong to the 1995, 2008, or 2015 scheme sections, depending on their service history.

What are the NHS pension scheme benefits?

The NHS pension scheme benefits typically include:

• A guaranteed lifetime pension
• The option to take a tax-free lump sum
• Ill-health retirement benefits
• Death-in-service benefits
• Survivor pensions

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